Unlock Your Business Finance Operating System
Boipays helps African SMEs send invoices, generate payment links, track payments, reconcile transactions, and understand cash flow in real time - all from one simple AI-powered platform.
Start for free - no credit card required. Built for SMEs across Africa.
One platform for yourbusiness finances
Boipays brings invoicing, customer payments, financial documents, reconciliation, and cash-flow visibility together in one AI-powered Finance OS for African businesses.
AI-Powered
Finance Operations
Invoices
Create & Send
Payments
Track & Collect
Africa
Built for SMEs
Built to connect with trusted payment and financial infrastructure so businesses can manage their financial operations from one platform.
The complete financial operating system
Everything African SMEs need to run their finances unified in one clean, automated, and intelligent platform.
Invoicing Engine
Create and send professional invoices in seconds with automated reminders and payment tracking.
Payments Hub
Accept payments from cards, bank transfers, and mobile money across Africa in real time.
Reconciliation System
Automatically match payments with invoices and eliminate manual bookkeeping.
Customer Credit Layer
Offer flexible credit to trusted customers with built-in risk tracking.
Cash Flow Dashboard
Real-time visibility into your business finances, inflows, and projections.
Business Intelligence
AI-driven insights to help SMEs make smarter financial decisions.
Real-time financial intelligencefor your business
Boipays gives SMEs clear visibility into cash flow, invoices, payments, reconciliation, and financial performance from one AI-powered platform.
AI-driven insights, not spreadsheets
Understand your cash flow trends, customer behavior, payment cycles, and reconciliation health instantly. Boipays turns your financial data into actionable business intelligence.
Financial overview
Demo DataCash Flow Forecast
Forecasted cash flow
₦18.7M
Paid
₦9.2M
Pending
₦3.8M
Matched
99.8%
AI Financial Insight
ExampleIdentify payment patterns, outstanding receivables, and financial activity from your business data.
Illustrative dashboard data for demonstration purposes.
Meet your AI Finance Manager
Boipays doesn’t just track your finances it understands them, predicts them, and helps you make better decisions.
Real-time financial intelligence for African SMEs
Our AI continuously analyzes invoices, payments, customer behavior, and cash flow to deliver actionable business insights.
Automated cash flow tracking
Customer payment behavior analysis
Risk detection & smart alerts
Revenue optimization suggestions
Live AI insights
Finance Copilot
Cash Flow Forecast
PredictionYour business may run low on cash in 14 days based on current spending trends.
Late Payment Risk
Risk AI3 customers show high probability of delayed payments this month.
Revenue Opportunity
Growth AIOffering 7-day payment terms could increase conversion by 18%.
Works with the financial tools you already use
Boipays connects with major banks and payment providers across Africa, helping businesses unify payments, banking, and reconciliation in one place.
Paystack
Seamless payment processing across cards and bank transfers.
Flutterwave
Pan-African payment infrastructure for scale.
Moniepoint
Agent banking and SME-focused financial rails.
GTBank
Corporate banking and enterprise accounts.
Zenith Bank
High-volume business banking support.
UBA
Cross-border and multi-currency banking.
First Bank
Legacy banking infrastructure integration.
Access Bank
SME-friendly banking APIs and services.
One platform. All your financial systems connected.
No switching platforms. No fragmented data. Everything unified inside Boipays.
Built for growing businessesacross Africa
From retailers to logistics companies, Boipays helps SMEs automate and simplify their financial operations.
Retail Businesses
For growing retailers
Create invoices, track customer payments, monitor receivables, and keep your financial operations organized in one place.
Logistics Companies
For logistics & transport businesses
Keep invoices, payment records, customer transactions, and financial documents organized as your operations grow.
Wholesale & Distribution
For distributors
Manage invoices, customer balances, payments, and financial activity across your growing distribution business.
Designed for real business operations
Boipays brings invoicing, payments, reconciliation, and financial visibility together for businesses managing day-to-day operations.
Simple pricing that scales with your business
Start free, then upgrade as your invoices, payments, reconciliation, accounting, and finance operations grow.
Pricing is displayed in the base currency.
ROI Calculator
Estimate how much Boipays could help your business save monthly.
Estimated Monthly Savings
₦180,000
Frequently Asked Questions
Why are my prices not showing?
Prices are loaded directly from the Boipays subscription-plan API. Make sure the plan is active and its monthly or yearly price is configured correctly.
Can I upgrade anytime?
Yes. You can upgrade from your current plan through the Boipays billing flow.
How does yearly billing work?
Select Yearly and Boipays will request YEARLY checkout from the subscription service and use the yearly plan configuration.
Can Growth and Business use both billing cycles?
Yes. Growth and Business can support both monthly and yearly billing when the corresponding prices have been configured in the backend.
Which markets are supported?
Boipays supports Nigeria, Ghana, Kenya, South Africa, and Côte d'Ivoire on the pricing experience. Available payment options depend on the configured market and payment provider.
Are subscription payments secure?
Subscription payments are processed through Paystack. Boipays does not store raw card details.
Secure billing with Paystack
Your Boipays subscription is processed securely through Paystack. Your business can also connect its Paystack account to receive invoice payments from customers.
Frequently Asked Questions
Everything you need to know about Boipays
Still have questions?
Contact SupportReady to run your finance on autopilot?
Join African SMEs automating invoices, payments, and cash flow in one AI system.
No setup fees • Paystack secured payments • Cancel anytime